- Long-term disability insurance123is a type of insurance coverage that provides monthly benefits to eligible people who become unable to work due to a medical condition, injury, or disability1. Key points about long-term disability include:
- Payments are usually 65% of your pre-disability income.
- If your disability is permanent, payments can last until age 65.
- It covers a variety of conditions, such as loss of sight, severe anxiety or depression, nerve damage, and chronic back pain4.
Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.Long-term disability is insurance that pays monthly benefits to eligible people who become unable to work because of a medical condition, injury or disability. The monthly payments are usually 65% of your pre-disability income. If your disability is permanent, payments can last until age 65.www.resolutelegal.ca/long-term-disability/Long-term disability insurance is a type of insurance coverage that replaces a fixed percentage of your lost income (approximately 65%), in the event that you are unable to work due to a disability that is verified by a licensed physician. Once you receive the diagnosis from your physician, you have to go through a pre-defined waiting period.hardbacon.ca/en/insurance/long-term-disability/Long-term disability insurance is a type of disability insurance. Unlike short-term disability insurance — which is designed to cover temporary illness and injuries — long-term disability can cover a portion of your income for multiple years all the way up to retirement, depending on your needs and policy.www.usatoday.com/money/blueprint/health-insuran…Long-term disability can cover things like:
- An illness that causes you to lose your sight
- Severe anxiety or depression that keeps out of work
- Complications from pregnancy or childbirth
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