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  1. Key points

    • Long-term disability insurance pays a portion of your income if you’re unable to work due to illness or injury.
    • Coverage can last anywhere from five years up to retirement.
    • You can get long-term disability through your employer or a private plan.
    www.usatoday.com/money/blueprint/health-insurance/long-term-disability-insurance/
    www.usatoday.com/money/blueprint/health-insurance/long-term-disability-insura…
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